![]() Hixon & Associates, LLC (334) 215-0388 is your FHA certified appraisal companyThe FHA keeps a roster of approved appraisers for each state - Hixon & Associates, LLC (334) 215-0388 is on the roster of approved appraisers for AL. This indicates that we are certified and approved by the FHA to do appraisal reports for property loans backed by them. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Hixon & Associates, LLC (334) 215-0388 is well-trained on how to comply with the rules and regulations provided. If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. An FHA loan is insured by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). The lending organization provides all the loaned money; the FHA simply insures the transaction by providing mortgage insurance in case the borrower defaults on his or her loan. Available to all consumers, FHA loan programs are formed to aid credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are particularly helpful to those purchasers with less available cash. |